Budgeting that answers back

Before you buy,
just ask: can I spend?

Set budgets by category, track what you spend, and get a straight answer the moment it matters — right down to this month, this category, this fiscal year.

See how it works
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Your spending concierge
Try it — ask before you spend
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What it does today

Everything you need to stay on budget

A complete, working personal-budgeting app — not a waitlist. Here’s what’s live right now.

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Budgets by category

Build a tree of categories and subcategories, give each a budget, and watch spend roll up from the leaves to the top.

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Track every expense

Log expenses in seconds, tag them, and attach receipts. Over-budget categories flag themselves in red.

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Built around your financial year

Set your FY start month and currency. Months roll over automatically; past years archive cleanly and stay one click away.

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See the whole year

Collapse any past year to one row per category, step month-by-month, and read the trend across all twelve months.

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One clear overview

A single dashboard for spending versus budget, month-over-month movement, and where the money actually went.

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Ask your concierge

Plain-language summaries of your budget, right inside the app — the same voice that answers “can I spend?”.

Live now
How it works

Three steps to a straight answer

1

Set your budgets

Lay out your categories and give each a monthly, quarterly, or yearly budget.

2

Log what you spend

Add expenses as they happen — tag them, attach the receipt, done.

3

Ask before you buy

“Can I spend $120 on dining out?” Get a yes or no against what’s actually left.

✦ On the roadmap · not yet available

From a tracker to an agent that has your back

Where CanISpend? is heading — a concierge that doesn’t wait to be asked.

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A concierge that watches for you

Instead of you asking, it warns you before a purchase tips a category over — and tells you what you can safely spend this week.

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Connect your bank

Transactions flow in automatically and land in the right category, so your budget is always up to the minute.

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Shared & household budgets

Budget together. Shared categories, a common view, and gentle nudges when the household is close to a limit.

Stop guessing. Start knowing.

Set up your budget in minutes and get an honest answer every time you’re about to spend.